Pacific & Western Bank grew significantly in assets from initially a vision for a new kind of financial institution. Our vision was to make full use of emerging technologies to transform our small size, traditionally a handicap in the banking industry, into an advantage by achieving efficiencies in time and money.

We built a “branchless” bank, investing capital in highly-skilled, experienced people and advanced computing technologies, rather than bricks and mortar. We took advantage of existing brokerage networks to raise deposits. And we focused on specific niches in which we have a wealth of experience, so we could provide knowledgeable, outstanding service to our clients.

To this day our growth, corporate structure, and operations reflect our original vision. Our staffing is streamlined. Our asset to employee ratio, a quantifiable measure of productivity, is about four times better than that averaged by other banks. We continually improve our technologies to support our rapid growth. And we have established a dedicated risk management department to ensure our growth does not exceed our capabilities.

We are fast, focused and friendly.

At Pacific & Western we provide two basic services: deposit and financing. We have organized our bank into distinct operating units for these services, as they require different strategies and deal with different markets.

Financing services operations are based in London, Ontario and Calgary, Alberta, providing commercial lending, public and corporate lending and vendor support. Deposit services operate out of Saskatoon, Saskatchewan. A nationwide broker network raises deposits on our behalf. Investor, public and government relations operate out of Toronto, Ontario.

Experienced, efficient, and innovative – Pacific & Western Bank builds shareholder value in a fresh, new way.