rates

Rates Effective: Feb 04, 2012

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Daily Interest Savings Account Rates:*

Account Type		Interest Rate
Sunrise Daily Interest Savings Account		1.350%

* Rates subject to change without notice Eligible for TFSA

Short Term Guaranteed Investment Certificate Rates:*

Term		Interest Rate
30-59 days		0.400%
60-89 days		0.550%
90-119 days		0.750%
120-179 days		0.800%
180-269 days		1.400%
270-364 days		1.550%

* Rates subject to change without notice Minimum deposit is $5,000.00

Guaranteed Investment Certificate Rates:*

Term		Paid Annually		Compounded Annually		Paid Monthly		Paid Semi-annually
1 Year		1.600%		1.600%		1.400%		1.450%
2 Year		2.050%		2.050%		1.850%		1.900%
3 Year		2.200%		2.200%		2.000%		2.050%
4 Year		2.300%		2.300%		2.100%		2.150%
5 Year		2.650%		2.650%		2.450%		2.500%

* Rates subject to change without notice Minimum deposit is $1,000.00 Minimum deposit on monthly certificates is $5,000.00 Certificates are non-redeemable before maturity Eligible for TFSA - Compounded Annually only

Registered Retirement Savings Plan Rates:*

Term		Renewals Only		New business & Transfers
1 Year		1.600%		1.600%
2 Year		2.050%		2.050%
3 Year		2.200%		2.200%
4 Year		2.300%		2.300%
5 Year		2.650%		2.650%

* Rates subject to change without notice Minimum deposit is $1,000.00 Certificates are non-redeemable before maturity